A disabling work injury may not be your fault, but it can change everything. Instead of leading a self-sufficient life and building wealth, you may be forced to rely on help from others -- both financially and in your everyday life. What can you do?
Assuming your employer had workers’ compensation insurance, you should qualify for help through that program. You may have long-term disability insurance or, in certain cases, you may qualify for disability benefits through a state, tribal or other program. For most people, however, the primary source of benefits will be Social Security disability.
If your work-related injury has rendered you disabled for the long term, may very well qualify for both workers’ comp and Social Security disability. Do you have to choose?